Santiago Gorre, 59, was a resident of Talacogon, Agusan del Sur and a member of Taytay sa Kauswagan Inc. (TSKI). Together with his wife Ivie Gorre, they maintained a rice field, a small poultry farm and a store. The couple have four children. Two are married, one is pursuing his priesthood and the other is in Grade 8.
Santiago was an agriculturist. He shared his knowledge in farming to other local farmers. He was devoted to farming and also serving the community. Santiago was a long time Barangay councillor.
In February 2018, Santiago was rushed to the hospital after having difficulty breathing and slurred speech, which appeared to be the symptoms of high blood pressure. The symptoms persisted and eventually he was admitted to the intensive care unit. In March 2018, he suffered a cardiac arrest, the doctors managed to save him but he remained unconscious. The doctors advised the family that there was no chance of Santiago recovering. Ivie and her children were extremely sad. Because the hospital was not able to do any more for Santiago, Ivie had no choice but to process the hospital bills for her husband’s discharge. Sadly Santiago died whilst being taken home from the hospital.
Ivie was grieving, but she also had to think about burial expenses. She remembered that Santiago was insured under Gold Plan 2, an insurance product that is tied up to the TSKI loan programme. Ivie provided the required documents to TSKI which were processed by MicroEnsure for assessment. The claim was approved and Ivie received a total claim amount of Php 100, 000 ($1880 USD)
The money helped them pay their debts, hospital and funeral bills. Ivie was also able to use some of the money for their store.
Before Santiago died, Ivie did not have any trust in insurance provision, she even told Santiago not to take out the insurance. But Santiago’s death has made her realise how important having insurance is. She said, “The incident was an eye opener for me of how helpful insurance is”. Ivie and her family were pleased that the insurance helped them at such a sad time.
Ivie is now a TSKI member and feels secure because she herself has insurance cover now.
About the product
Gold Plan 2 is a product offered to renewing clients of TSKI which covers the principal member and five family members with life and accidental death and dismemberment insurance.