No one wakes up in the morning wanting to buy insurance – but billions of people in emerging markets wake up every day worried about the risks they face.

What this means is that insurance can be an exciting product for the emerging customer – but it has to provide real value.

We’ve specialised in building products that meet the technical demands of underwriters, but can be presented to customers in a text message. We think it’s the future of insurance.



How we do it

We concentrate on developing innovative, ground-breaking products and services aimed at low- and middle-income individuals covering a range of risks related to health, assets, accidents and political violence.


We then find routes to market to offer our products at scale, backed up by operational processes and technical platforms to ensure a high quality of service.


> Our model


> Services we offer

13 Telecom Partners

and counting…