James Jayomey's Story

Monday April 11

James grew up in a cassava farming family in the Volta Region in eastern Ghana. In his late teens, he struggled to complete the required exams to move on past secondary school.

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Angela Sermite’s Story

Monday April 11

Angela Sermite lives in Iloilo in the Philippines and has 11 children. Her two eldest sons work and each contribute PHP 3,000 (approximately $70) to the family’s expenses each month. The Sermite family farm half a hectare of land growing a range of crops including rice, corn and peanuts. They earn an annual income of around PHP 46,000 (approximately $1,060).

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The Elipio’s Story

Tuesday April 5

Maria Elipio and her husband Carlos used to run a fish business. They bought fish from a local port and then sold them at their town market. Having received a loan of PHP 10,000 (approximately $230) from Taytay sa Kauswagan Inc. (TSKI) which they invested into the business, they made around PHP 2,000 (approximately $45) per day.

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Victoria Tabalanza’s Story

Tuesday April 5

Victoria Tabalanza runs a small Sari-sari store earning around PHP 1,000 (approximately $23) a day. Her family also rents a quarter of a hectare of land which they use for growing rice and raising pigs. Victoria is a member of Opportunity Kauswagan Bank (OKBI), a microfinance institution which provided a loan for her to cultivate their land.

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Herminia Matin’s Story

Monday April 4

Herminia Matin runs a small Sari-sari store in Iloilo in the Philippines. In 2009 her husband Genane collapsed unexpectedly and was rushed to hospital. He was admitted for a urinary tract infection and remained in hospital for three days at a cost of PHP 15,000 (approximately $345). Unfortunately his condition deteriorated and he was transferred to a specialist hospital where he was admitted for a further six days at a cost of PHP 17,000 (approximately $395). Genane returned to work as a bus driver however several months later he was rushed to hospital for a second time.

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Credit Health Launches In Ghana

/News Articles/Ghana-FishingMicroEnsure Ghana is launching credit health insurance to further support microfinance clients in West Africa.

Building on experience providing similar products in Tanzania and India, the product is a simplified health product.

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